Car Finance
FCA-registered dealership offering flexible finance packages for all credit histories. Drive away your dream car today.
FCA Registered Dealership. Finance subject to status. Written quotation available on request. We are authorised and regulated by the Financial Conduct Authority.
Finance Options Explained
We know that purchasing a vehicle is a big investment for most people and we're dedicated to making the buying process as straightforward and hassle-free as possible. We've developed relationships with a wide range of lenders nationwide for your convenience.
Payment calculator
Illustrative Hire Purchase — no deposit (full price financed), 9.9% APR representative. Compare 36, 48 and 60 month terms.
36 months
£403
per month
48 months
£316
per month
60 months
£265
per month
Illustrative Hire Purchase (HP): full cash price financed over 36, 48 or 60 months at 9.9% APR representative, with no deposit. Actual rate and payment depend on your circumstances. Subject to status and credit check.
Hire Purchase (HP)
Sometimes just referred to as HP, this is a loan secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their car.
- Deposit optional — listings show illustrative 0% deposit payments
- Fixed monthly repayments
- You own the car at the end
- No mileage restrictions
- Suitable for all credit histories
Best for:
Those who want to own the car at the end
Personal Contract Purchase (PCP)
This is a good option for those who like to change their car every few years. You pay a deposit followed by monthly payments, then choose what to do at the end.
- Lower monthly payments than HP
- Optional final balloon payment
- Return, buy or swap at the end
- Mileage limits apply
- Great for newer vehicles
Best for:
Those who like to change cars regularly
Personal Leasing
Contract Hire deals are very much like PCP, however you won't have an option to buy the car outright at the end of the deal. Simply hand the car back.
- Lowest monthly payments
- No depreciation risk
- Simply return at end of term
- Strict mileage allowances
- No ownership at end
Best for:
Those who always want a new car
Why Finance with DriveLine?
All Credit Histories Welcome
We work with a wide range of lenders and can often find solutions even for challenging credit situations.
Quick Decisions
We can often provide a finance decision within minutes, meaning you could drive away the same day.
Competitive Rates
We check our rates against competitors daily to ensure you always get a competitive deal.
No Hidden Fees
Complete transparency - all costs are fully outlined upfront before you agree to any finance package.
